a person making a online purchase with a debit/credit card

Checking & Other Products

Commercial Trust Personal Checking


At Commercial Trust, we are pleased to assist you in selecting the personal checking account that will best suit your needs. For day-to-day transactions, a Mascot Checking Account and Debit Card shows your school spirit with every transaction—Cheer on the Fayette Falcons, Harrisburg Bulldogs, Glasgow Yellowjackets, New Franklin Bulldogs, Higbee Tigers, or Central Methodist University Eagles each time you write a check or use your debit card. And you can use your Mascot card close to home or around the world wherever VISA cards are accepted.

You will find that all our checking accounts offer competitive terms and we are sure that we can help you find one that best suits your financial needs. So stop by one of our convenient locations on the square in Fayette or in downtown Harrisburg; our friendly and professional customer service representatives will get you started today with the highest level of personalized service that our friends and customers have come to expect for over 100 years.

Account Descriptions

New account balance requirement
  • $100 minimum balance to open
Interest
  • Earns competitive interest rate. Subject to change at any time.
  • Interest compounded daily. Paid monthly
  • $100 average daily balance needed to receive accrued interest.

Balance Fee
  • $5 per statement cycle if average daily balance falls below $100

Account Information
  • Images of checks and deposit tickets returned with statement.

Statement Frequency
  • Monthly
New account balance requirement
  • $100 minimum balance to open
Interest
  • N/A

Balance Fee
  • $3 per statement cycle if average daily balance falls below $100

Account Information
  • No check images or deposit images.

Statement Frequency
  • Monthly








Account Related Charges

Service Charge(s)
TeleBank24 No Charge
Online Banking No Charge
Online Banking Bill Pay No Charge
Nonsufficient Funds Items Returned $30 per item
Overdraft Fee $30 per item
Stop Payments $30 per item
Returned Deposit Item $10 per item
Research and Account Reconciliation and Copies of Paid Check $25 per hour ($25 minimum)
One Time ACH $30 per item

Other Banking Services

Service Charge(s)
Safe Deposit Box Forced Entry $150
Safe Deposit Box Lost Key $15
Collection Fee $15 plus postage
Wire Transfers- Domestic $30
Wire Transfers- International
(Subject to Approval)
$75
Gift Cards $4.95
Reloadable Travel Cards
$5.95
Garnishment & Tax Levees
$50
Official Checks
Personal Money Orders:
$5.00 up to $500 face value
Cashiers Checks: $5.00


Safe Deposit Boxes

Boxes Size Charge
$3 discount if paid by automatic debit 2x5 $10 per year
$3 discount if paid by automatic debit 3x5 $15 per year
$3 discount if paid by automatic debit 4x5 $20 per year
$3 discount if paid by automatic debit 3x10 $30 per year
$3 discount if paid by automatic debit 4x10 $40 per year
$3 discount if paid by automatic debit 5x10 $50 per year

Anytime, anywhere banking. Are you enrolled?