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Savings, CDs & IRAs

Commercial Trust Savings, CDs & IRAs


Whether you are saving for a rainy day, a special vacation, your student’s college education, or your retirement, Commercial Trust has a savings option available for you.

Certificates of Deposit
Contact us by telephone or e-mail or stop by one of our convenient locations on the square in Fayette or in downtown Harrisburg to check interest rates and time deposit durations for our certificates of deposit.

Individual Retirement Accounts
We offer competitive interest rates on both Traditional IRA and ROTH IRA accounts, and can help you select a time duration that suits your individual retirement needs.
Featuring limited withdrawal privileges, our traditional savings account earns a competitive interest rate and features an ATM card if the savings account is linked with an established checking account.
 
New account balance requirement
  • $100 minimum balance to open
Interest
  • Earns competitive interest rate. Subject to change at any time.
  • Interest compounded daily. Paid monthly
  • $100 average daily balance needed to receive accrued interest.

Balance Fee
  • $5 per statement cycle if average daily balance falls below $100

Account Information
  • 4 withdrawals per month
  • Withdrawals exceeding 4 will be charged a $2 item fee per withdrawal over the limit allowed

Statement Frequency
  • Monthly/Quarterly
New account balance requirement
  • $1000 minimum balance to open
Interest
  • Earns competitive interest rate. Subject to change at any time.
  • Interest compounded daily. Paid monthly
  • $1000 average daily balance needed to receive accrued interest.

Balance Fee
  • $10 fee if average daily balance falls below $500;
  • $7.50 if average daily balance falls below $1000, fee assessed per statement cycle. 

Account Information
  • Images of checks and deposit tickets returned with statement.

Statement Frequency
  • Monthly

A trusted friend for over 100 years!